National Safety Corporation: Protecting Against ID Theft
|National Safety Corporation Copyright 2007 All Rights Reserved
Something for the Grown-Ups: Protecting Against ID Theft
The ABC's of ID Theft Prevention and Beyond (Page 1 A - K)
A. Report lost or stolen credit cards immediately.
B. If purchasing a product or service from a company you have never done business with before, only pay
with a credit card. Avoid paying by check or debit card.
C. Avoid shopping or using a credit card at establishments that generate receipts that do not "x" out your
credit card number, leaving just the last few digits for identification purposes.
D. Do not provide personal information to telemarketers, especially not credit card numbers, PIN #'s, social
security number, or mother's maiden name.
E. Do not submit personal information in response to an email you have received, especially credit card
numbers, PIN #'s, social security number, passwords, or mother's maiden name.
F. Only use a credit card that provides access to an online statement and is updated daily. Every couple of
days, check your bank and credit card statements and make sure that every transaction is accounted for.
G. For online shopping, use a dedicated credit card with online statement access and a low limit. For extra
protection, “rotate” your credit card every 6 months by asking your bank for a new card/account number.
H. Never use your bankcard (debit card) as a credit card & never use it online. Fraudulent transactions
utilizing this card can drain all cash in the associated bank account.
I. Only provide your credit card number on a secured web page. A secured page should have a little lock
(that is locked) displayed in the lower right corner of your browser.
J. Never send any of your financial information via email or instant message. E-commerce is very safe
using sites that utilize encryption protection (i.e. web address starting with https://...), but email and IM is not
K. Be wary when an online service asks you to verify your billing information and submit it via an online form.
This is likely a front for an ID thief to steal your credit card and personal information. Even if you're sure the
request is legitimate, just call the company on the phone.